tag:blogger.com,1999:blog-30422881.post6813566197556445702..comments2023-12-21T09:41:50.526-05:00Comments on Lesboprof: Credit cards? Bah, humbug!Lesboprofhttp://www.blogger.com/profile/09249806181782620274noreply@blogger.comBlogger7125tag:blogger.com,1999:blog-30422881.post-21663319368375550172008-04-15T22:34:00.000-04:002008-04-15T22:34:00.000-04:00One of the best jobs I ever had was working in the...One of the best jobs I ever had was working in the mail room of the credit card dept. of a bank. The work was nothing exciting, but boy howdy, I learned a lot about why NOT to get in credit card debt, sifting through that lovely bunch of mail.Courtneyhttps://www.blogger.com/profile/03792779327477619787noreply@blogger.comtag:blogger.com,1999:blog-30422881.post-29821654307521341062008-04-11T08:08:00.000-04:002008-04-11T08:08:00.000-04:00(The "mark" is the target of a con game. The pers...(The "mark" is the target of a con game. The person who is really part of the group of con artists but pretends to be a naive bystander is a "shill.")Jay Livingstonhttps://www.blogger.com/profile/06652075579940313964noreply@blogger.comtag:blogger.com,1999:blog-30422881.post-84937219840539347502008-03-30T12:41:00.000-04:002008-03-30T12:41:00.000-04:00anon - I think it is PHC's Fighting Words.Sherishu...anon - I think it is PHC's Fighting Words.<BR/><BR/>Sherishu - I agree & I think it is part of the overall assumption that we are all from the same class. I'll never forget being at a dinner with mostly high ranking faculty when I was on a teaching fellowship and hearing them lamenting a relatives' decision to take a $35,000/yr job. I said "that's more than I make right now." <BR/><BR/>lesbo prof - I know what you are trying to say, but I am always wary of the "credit card irresponsibility made me do it" argument. There are real structural inequities in school and very little done to mediate it. You either go into credit card debt or you go into loan debt, or both, to do what is socially and academically required to succeed in academe. And god help you if you actually complain or point that out in any real way.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-30422881.post-77448573994666857172008-03-29T15:36:00.000-04:002008-03-29T15:36:00.000-04:00When are faculty going to challenge the system tha...When are faculty going to challenge the system that REQUIRES we have credit cards to fund trips to conferences upfront and get reimbursed? Of course this system disadvantages grad students even more since they receive little or no funding for their conference travel. I'm 10 years out of grad school and I think I'm probably still paying for conference travel during my PhD program... You must present your work at conferences to get a job (or keep a job in the case of faculty), but your employing university sometimes pays none or only part of these expenses. It's a system that assumes we're all part of the elite "gentlemen" class where money is no object. And don't get me started on the expenses that candidates can incur when traveling to on-campus interviews! One place I interviewed required me to front all costs (including a last minute plane ticket) to the tune of around $1000. Luckily, I had credit cards, but said institution took about 8 weeks to reimburse me. Such a crock. Why do we allow these types of policies to continue where individuals must have credit cards to basically absolve their own institutions of the responsibility for these charges?Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-30422881.post-49561077555050988332008-03-29T14:45:00.000-04:002008-03-29T14:45:00.000-04:00it's called personal finance and they require it i...it's called personal finance and they require it in high school. <BR/><BR/>tho I agree everyone has the tendency to see credit as "free money" in undergrad; I disagree that everyone has access to other capital in college. social capital at certain institutions also requires economic capital and for some that requires credit. There is a great essay about the number of sweaters a college roommate has astounding a student of color with only one sweater to her name somewhere (maybe hooks) that speaks about this quite astutely.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-30422881.post-41023875306555878132008-03-29T14:11:00.000-04:002008-03-29T14:11:00.000-04:00Consumer credit education is so important because ...Consumer credit education is so important because you never know when it's going to lead you into trouble!Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-30422881.post-32045192619205122002008-03-29T13:32:00.000-04:002008-03-29T13:32:00.000-04:00I think they way they keep pushing the cards on co...I think they way they keep pushing the cards on college students is ridiculous too, but I also don't understand how anyone could think it's "free money."Anonymousnoreply@blogger.com